Store Services FAQs

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General Answers
Payday Loan Answers
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Store Services Information

Store Services

easymoney check cashing rates vary by location and are competitive. Visit your local easymoney store for more details!
After you are approved for a Green Dot Visa® Debit Card from easymoney , you will pay a fee for the card and then load cash onto the card. After that, it’s ready to use! Your spending is capped at the amount loaded onto the card. Bank issued debit cards are connected to a bank account and overspending can result in overdraft fees.
Money orders are similar to checks, but they are funded differently. A money order is purchased using cash if you choose to purchase one in our stores for a fee. You can use a money order to pay bills or send funds to anyone who does not accept personal checks. Just like a check, a money order has a tracking number and if it is lost or stolen, it can be replaced. Money orders clear more quickly, meaning the bank processes them faster. This also means that some creditors and individuals prefer money orders because they do not have to worry about your payment clearing- you can’t bounce a money order unlike checks. Likewise, you do not need a bank account to cash a money order. You can visit any easymoney store and cash it at a competitive rate!
You can send funds to anyone around the world, whether it’s the next town or across the globe, easymoney ’s got you. Visit anyone of our stores to electronically send cash quickly and safely. We require both the sender and recipient to provide ID and a unique reference number. However, to avoid fraud and mishaps, The Federal Trade Commission strongly advises against sending wire transfers to people or entities claiming you won a cash prize, telemarketers or anyone you have never met in person.
Yes! We make bill pay easy. Your local Loan Expert can help you set up bill pay for large, national companies as well as smaller, local companies.
easymoney works with independent third-parties to make Tax prep a breeze. You’ll need to bring all your standard end-of-year tax documents such as W2s, 1099s, dependent information, and any other documents you receive related to your taxes or end of year reporting. You’ll also need to bring identification information, such as a government-issued photo ID. Tax services only available during tax season. Product availability varies by location.
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Customer Notice: There are a wide variety of financial products available in the marketplace, so your choice should match your financial needs. Small-dollar loans used over a long period of time can be expensive.

Noticia al Consumidor: Existe una amplia variedad de productos financieros disponibles en el mercado, por lo que su elección debe coincidir con sus necesidades financieras. Los préstamos de poco dinero utilizados durante un largo período de tiempo pueden ser costosos.

Loan Products: Subject to state regulations, eligibility, credit check, underwriting & approval, and meeting state database eligibility where required, based on type of lending product requested. All products are not available at all locations. Rates, terms and conditions apply. See associate for details. Lending decisions and funding times subject to system limitations. Some applications may require additional verification, which can delay the lending decision.

Non-Loan Services: Rules, restrictions, and fees apply. See store for details.

Alabama: Minimum age to apply in Alabama is 19. Title loan amount determined by condition of vehicle and borrower's income. Not all clients or vehicles qualify. Title loans are made under the Alabama Pawnshop Act, Ala. Code 5-19A-1 et seq.

Tennessee: The State of Tennessee requires a minimum principal reduction on Line of Credit Products. In order to comply with the minimum state-required principal reduction, easymoney requires that minimum payments include a principal reduction of 1.75% for Customers who get paid bi-weekly/twice-a-month, or 3.50% for Customers who get paid monthly.

Green Dot Cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. These registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits. Green Dot is a registered trademark of Green Dot Corporation.

The USA PATRIOT Act is a Federal law that requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. You will be asked to provide your name, address, date of birth, and other information that will allow us to identify you. You may also be asked to provide documentation as proof of identification. Approval is contingent upon successfully passing this mandatory identification confirmation.

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