easymoney Title Loans

Title Loans

Turn your title into cash

When you need access to a larger amount of cash, consider a Title Loan, in Alabama a title pawn, from easymoney. If you have a clear title to an approved vehicle you can access funds through our Title Loans process.

You can secure a Title Loan using the clear title of a car, truck, RV or motorcycle as collateral for cash. To apply for a Title Loan, simply bring the clear title to your nearest easymoney store. When you arrive, our dedicated team members will assess your vehicle to determine your loan eligibility and approval.

Once you have been approved, we will hold on to your title, but you will leave the store with cash in hand and your vehicle. You will get your title back once the loan has been fully repaid. If you are concerned about your ability to make a payment, make sure to contact us immediately as defaulting on your loan could lead to repossession.

Unfortunately, only vehicles which are paid off and have a clear title are eligible to qualify as collateral for a title loan. This applies whether it is a car Title Loan, motorcycle Title Loan, or Title Loans for trucks and RVs.

Getting Started is Easy

You can make your payment online or in-store! You can pay off your loan early if you want, just make sure to stay current on those payments.

In short, it’s possible. However, you’ll want to chat with one of our knowledgeable team members at your neighborhood store. Every situation is unique, and various factors can affect eligibility.  

A clear title means there are no liens on your vehicle from a creditor or any lender. For example, if you financed your vehicle, the lender has a lien on your vehicle and you do not have a clear title.

Have more questions? Check out our general FAQ page for a deeper dive into all of your loan questions.

In a hurry? Don’t forget you’ll need these items!

Loan requirements

Each state’s requirements are different, but you will likely need some or all of the following to complete your Title Loan application:

  • Your vehicle and title
  • An Active Bank Account
  • Government-Issued Photo-ID
  • Proof of Income
  • Most Recent Bank Statement
  • Checking Account + Bank Routing Number
  • Social Security Number/ITIN

We are more than just a Title Loan company

Check out all of the easymoney options!

Customer Notice: There are a wide variety of financial products available in the marketplace, so your choice should match your financial needs. Small-dollar loans used over a long period of time can be expensive.

Noticia al Consumidor: Existe una amplia variedad de productos financieros disponibles en el mercado, por lo que su elección debe coincidir con sus necesidades financieras. Los préstamos de poco dinero utilizados durante un largo período de tiempo pueden ser costosos.

Loan Products: Subject to state regulations, eligibility, credit check, underwriting & approval, and meeting state database eligibility where required, based on type of lending product requested. All products are not available at all locations. Rates, terms and conditions apply. See associate for details. Lending decisions and funding times subject to system limitations. Some applications may require additional verification, which can delay the lending decision.

Non-Loan Services: Rules, restrictions, and fees apply. See store for details.

Alabama: Minimum age to apply in Alabama is 19. Title loan amount determined by condition of vehicle and borrower's income. Not all clients or vehicles qualify. Title loans are made under the Alabama Pawnshop Act, Ala. Code 5-19A-1 et seq.

Tennessee: The State of Tennessee requires a minimum principal reduction on Line of Credit Products. In order to comply with the minimum state-required principal reduction, easymoney requires that minimum payments include a principal reduction of 2% for Customers who get paid bi-weekly/twice-a-month, or 4% for Customers who get paid monthly.

Green Dot: must be 18 or older to open an account. Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account.  Mobile number verification, email address verification and mobile app are required to access all features.

1. Early direct deposit availability depends on payor type, timing, payment instructions, and bank fraud prevention measures. As such, early direct deposit availability may vary from pay period to pay period. The name and Social Security number on file with your employer or benefits provider must match your Green Dot account to prevent fraud restrictions on the account.

2. Opt-in required. Account must be in good standing and chip-enabled debit card activated to opt-in. Initial and ongoing eligible direct deposits are required for overdraft coverage. Additional criteria may apply which can affect your eligibility and your overdraft coverage. Overdrafts are paid at our discretion. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee.

3. See app for free ATM locations. 1 free in-network withdrawal per calendar month. $3.00 per withdrawal thereafter. $3.00 for out-of-network withdrawals and $1.00 for balance inquiries, plus any fee the ATM owner may charge. Limits apply.

Green Dot® cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. And by Mastercard International Inc. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.  Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits.  ©2023 Green Dot Bank. All rights reserved. Green Dot Corporation NMLS #914924; Green Dot Bank NMLS #908739

The USA PATRIOT Act is a Federal law that requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. You will be asked to provide your name, address, date of birth, and other information that will allow us to identify you. You may also be asked to provide documentation as proof of identification. Approval is contingent upon successfully passing this mandatory identification confirmation.

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