Store Services FAQs

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Store Services

easymoney check cashing rates vary by location and are competitive. Visit your local easymoney store for more details!

No, opening a Green Dot account does not impact your credit since we do not issue you a line of credit, require you to make monthly payments, or report your card activity to the major credit bureaus.

Money orders are similar to checks, but they are funded differently. A money order is purchased using cash if you choose to purchase one in our stores for a fee. You can use a money order to pay bills or send funds to anyone who does not accept personal checks. Just like a check, a money order has a tracking number and if it is lost or stolen, it can be replaced. Money orders clear more quickly, meaning the bank processes them faster. This also means that some creditors and individuals prefer money orders because they do not have to worry about your payment clearing- you can’t bounce a money order unlike checks. Likewise, you do not need a bank account to cash a money order. You can visit any easymoney store and cash it at a competitive rate!

You can send funds to anyone around the world, whether it’s the next town or across the globe, easymoney ’s got you. Visit anyone of our stores to electronically send cash quickly and safely. We require both the sender and recipient to provide ID and a unique reference number. However, to avoid fraud and mishaps, The Federal Trade Commission strongly advises against sending wire transfers to people or entities claiming you won a cash prize, telemarketers or anyone you have never met in person.

Yes! We make bill pay easy. Your local easymoney team can help you set up bill pay for large, national companies as well as smaller, local companies.

easymoney works with independent third-parties to make Tax prep a breeze. You’ll need to bring all your standard end-of-year tax documents such as W2s, 1099s, dependent information, and any other documents you receive related to your taxes or end of year reporting. You’ll also need to bring identification information, such as a government-issued photo ID. Tax services only available during tax season. Product availability varies by location.

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Loan/Pawn Products: To receive a loan, you must meet applicable creditworthiness criteria. Subject to state regulations, eligibility, credit check, underwriting and approval. Must meet state database eligibility. Applicant cannot be an active-duty member of the Military, or that person's spouse or dependent. Funded amounts may vary by state, store, product or based on the results of an ability to repay analysis (where applicable). Rates, terms and conditions apply. All products are not available at all locations. Lending decisions and funding times subject to system limitations. Some applications may require additional verification, which can delay the funding decision.

Title pawns are subject to minimum auto value requirements. Vehicle and title must be present to complete appraisal where applicable. 

Store Services: Rules, restrictions, and fees apply. See store for details. 

Alabama: Minimum age to apply for secured product is 19.

Green Dot: Must be the age of majority in your state of residence (18 or more) to open an account. Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Mobile number verification, email address verification and mobile app are required to access all features. 

1. Early direct deposit availability depends on payor type, timing, payment instructions, and bank fraud prevention measures. As such, early direct deposit availability may vary from pay period to pay period. The name and Social Security number on file with your employer or benefits provider must match your Green Dot account to prevent fraud restrictions on the account. 

2. Opt-in required. Account must have initial eligible direct deposits, must be in good standing and have an activated chip-enabled debit card to opt-in. Ongoing eligible direct deposits and other criteria apply to maintain eligibility for overdraft protection. Only debit card purchase transactions are eligible for overdraft protection and overdrafts are paid at our discretion. We reserve the right to not pay overdrafts. For example, we may not pay overdrafts if the account is not in good standing, or is not receiving ongoing eligible direct deposits, or has too many overdrafts. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Overdraft protection is only available on Demand Deposit Accounts that meet eligibility requirements. Log into and refer to your Account Agreement to check feature availability. 

3. See app for free ATM locations. 4 free withdrawals per calendar month, $3.00 per withdrawal thereafter. $3 for out-of-network withdrawals and $.50 for balance inquiries, plus any fee the ATM owner may charge. Limits apply. 

Green Dot® cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. And by Mastercard international Inc. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposited with Green Dot Ban and are aggregated for deposit insurance coverage up to the allowable limits. ©2025 Green Dot Bank. All rights reserved. Green Dot Corporation NMLS #914924; Green Dot Bank NMLS #908739 

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2312 E Trinity Mills Rd, Ste 100, Carrollton TX 75006


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