easymoney Installment Loans

Installment Loans

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An Installment Loan can help if you're facing a larger, unexpected expense, in Alabama you may be able to borrow up to $5,000. After you receive your loan, the loan is paid back in installments. The interest on an Installment Loan accrues on a daily basis, so make sure to discuss the terms of your loan and interest rates with the in-store easymoney team. Installment Loans from easymoney can make facing financial hurdles easier.

Apply for an Installment Loan at an easymoney store nearby. You can get up to $5,000 in Alabama. Loan amounts vary by state and location. Give your local store a call to discuss availability and limits in your area

Your personal Installment Loan is paid back in segments called installments on a recurring basis. The terms of the loan (interest rates) and length of time you will be given to pay it back can vary, especially between different installment loan lenders. However, most loans are paid back within 24 or 36 months depending on the underwriting guidelines of the loan and how much money is borrowed.

Installment Loans can be a fantastic option even if you don't have a perfect credit score. Our goal is to help people who need it. Reach out to the easymoney team to discuss your specific situation and to learn more about the rates, limits, and available loans near you. It's that easy.

Getting Started is Easy

We’re proud to provide our Customers with a fast Installment Loan process. Once approved for an Installment Loan from easymoney, you can walk away with your cash. It’s that easy!

Determine the amount you need to borrow and work with one of our helpful team members to understand the loan terms, interest rates, and repayment options available for your situation before you submit an Installment Loan application. After you receive the funds, you will make payments in installments. Since you'll be paying the loan back over a period of time, the payments can prove to be more manageable.

You can make your payments according to your pay schedule and you're welcome to pay the loan off early. After you set up your loan in store, you can make future payments through our convenient, online portal. Installment Loans accrue interest daily, so paying your loan off early will lessen the total amount owed. The specific terms of your loan including the payment amount, the interest rate, and the amount you're able to receive are all determined by your unique situation. Pop by your local store to chat with our knowledgeable team for more information. We can have you on your way quickly and easily.

Have more questions? Check out our general FAQ page for a deeper dive into all of your loan questions.

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In a hurry? Don’t forget you’ll need these items!

Installment loan requirements

Each state’s requirements are different, but you will likely need some or all of the following:

  • An Active Bank Account
  • Government-Issued Photo-ID
  • Proof of Income
  • Most Recent Bank Statement
  • Checking Account + Bank Routing Number
  • Social Security Number/ITIN
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Loan/Pawn Products: To receive a loan, you must meet applicable creditworthiness criteria. Subject to state regulations, eligibility, credit check, underwriting and approval. Must meet state database eligibility. Applicant cannot be an active-duty member of the Military, or that person's spouse or dependent. Funded amounts may vary by state, store, product or based on the results of an ability to repay analysis (where applicable). Rates, terms and conditions apply. All products are not available at all locations. Lending decisions and funding times subject to system limitations. Some applications may require additional verification, which can delay the funding decision.


Title pawns are subject to minimum auto value requirements. Vehicle and title must be present to complete appraisal where applicable.


Store Services: Rules, restrictions, and fees apply. See store for details.


Alabama: Minimum age to apply for secured product is 19.


Green Dot: Must be the age of majority in your state of residence (18 or more) to open an account. Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Mobile number verification, email address verification and mobile app are required to access all features.


1. Early direct deposit availability depends on payor type, timing, payment instructions, and bank fraud prevention measures. As such, early direct deposit availability may vary from pay period to pay period. The name and Social Security number on file with your employer or benefits provider must match your Green Dot account to prevent fraud restrictions on the account.


2. Opt-in required. Account must have initial eligible direct deposits, must be in good standing and have an activated chip-enabled debit card to opt-in. Ongoing eligible direct deposits and other criteria apply to maintain eligibility for overdraft protection. Only debit card purchase transactions are eligible for overdraft protection and overdrafts are paid at our discretion. We reserve the right to not pay overdrafts. For example, we may not pay overdrafts if the account is not in good standing, or is not receiving ongoing eligible direct deposits, or has too many overdrafts. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Overdraft protection is only available on Demand Deposit Accounts that meet eligibility requirements. Log into and refer to your Account Agreement to check feature availability.


3. See app for free ATM locations. 4 free withdrawals per calendar month, $3.00 per withdrawal thereafter. $3 for out-of-network withdrawals and $.50 for balance inquiries, plus any fee the ATM owner may charge. Limits apply.


Green Dot® cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. And by Mastercard international Inc. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposited with Green Dot Ban and are aggregated for deposit insurance coverage up to the allowable limits.


Rules, fees & limits apply. See store for details.


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