easymoney Title Loans

Title Loans

Turn your title into cash

Get Started

When you need access to a larger amount of cash, consider a Title Loan, in Alabama a title pawn, from easymoney. If you have a clear title to an approved vehicle you can access funds through our Title Loans process.

You can secure a Title Loan using the clear title of a car, truck, RV or motorcycle as collateral for cash. To apply for a Title Loan, simply bring the clear title to your nearest easymoney store. When you arrive, our dedicated team members will assess your vehicle to determine your loan eligibility and approval.

Once you have been approved, we will hold on to your title, but you will leave the store with cash in hand and your vehicle. You will get your title back once the loan has been fully repaid. If you are concerned about your ability to make a payment, make sure to contact us immediately as defaulting on your loan could lead to repossession.

Unfortunately, only vehicles which are paid off and have a clear title are eligible to qualify as collateral for a title loan. This applies whether it is a car Title Loan, motorcycle Title Loan, or Title Loans for trucks and RVs.

Getting Started is Easy

You can make your payment online or in-store! You can pay off your loan early if you want, just make sure to stay current on those payments.

In short, it’s possible. However, you’ll want to chat with one of our knowledgeable team members at your neighborhood store. Every situation is unique, and various factors can affect eligibility.  

A clear title means there are no liens on your vehicle from a creditor or any lender. For example, if you financed your vehicle, the lender has a lien on your vehicle and you do not have a clear title.

Have more questions? Check out our general FAQ page for a deeper dive into all of your loan questions.

Get easy answers

In a hurry? Don’t forget you’ll need these items!

Loan requirements

Each state’s requirements are different, but you will likely need some or all of the following to complete your Title Loan application:

  • Your vehicle and title
  • An Active Bank Account
  • Government-Issued Photo-ID
  • Proof of Income
  • Most Recent Bank Statement
  • Checking Account + Bank Routing Number
  • Social Security Number/ITIN
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Loan/Pawn Products: To receive a loan, you must meet applicable creditworthiness criteria. Subject to state regulations, eligibility, credit check, underwriting and approval. Must meet state database eligibility. Applicant cannot be an active-duty member of the Military, or that person's spouse or dependent. Funded amounts may vary by state, store, product or based on the results of an ability to repay analysis (where applicable). Rates, terms and conditions apply. All products are not available at all locations. Lending decisions and funding times subject to system limitations. Some applications may require additional verification, which can delay the funding decision.

Title pawns are subject to minimum auto value requirements. Vehicle and title must be present to complete appraisal where applicable. 

Store Services: Rules, restrictions, and fees apply. See store for details. 

Alabama: Minimum age to apply for secured product is 19.

Green Dot: Must be the age of majority in your state of residence (18 or more) to open an account. Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Mobile number verification, email address verification and mobile app are required to access all features. 

1. Early direct deposit availability depends on payor type, timing, payment instructions, and bank fraud prevention measures. As such, early direct deposit availability may vary from pay period to pay period. The name and Social Security number on file with your employer or benefits provider must match your Green Dot account to prevent fraud restrictions on the account. 

2. Opt-in required. Account must have initial eligible direct deposits, must be in good standing and have an activated chip-enabled debit card to opt-in. Ongoing eligible direct deposits and other criteria apply to maintain eligibility for overdraft protection. Only debit card purchase transactions are eligible for overdraft protection and overdrafts are paid at our discretion. We reserve the right to not pay overdrafts. For example, we may not pay overdrafts if the account is not in good standing, or is not receiving ongoing eligible direct deposits, or has too many overdrafts. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Overdraft protection is only available on Demand Deposit Accounts that meet eligibility requirements. Log into and refer to your Account Agreement to check feature availability. 

3. See app for free ATM locations. 4 free withdrawals per calendar month, $3.00 per withdrawal thereafter. $3 for out-of-network withdrawals and $.50 for balance inquiries, plus any fee the ATM owner may charge. Limits apply. 

Green Dot® cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. And by Mastercard international Inc. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposited with Green Dot Ban and are aggregated for deposit insurance coverage up to the allowable limits. ©2025 Green Dot Bank. All rights reserved. Green Dot Corporation NMLS #914924; Green Dot Bank NMLS #908739 

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