easymoney Payday Loans

Payday Loans

Is payday too far away? easymoney could be your solution!

A Payday Loan, also known as payroll advance or cash advance, is a small, short-term loan that is to be paid back in a short time frame. Designed to cover the unexpected emergencies that crop up for everyone from time to time. A Payday Loan from easymoney will get you back on track quickly!

Apply for a Payday Loan at an easymoney store nearby. You can get up to $425 in Tennessee or $500 in Alabama.

Payday Loans are short term loans that are typically due in a few days or weeks. Essentially, we can cover you with a loan till payday to cover time-sensitive expenses.

We work hard to help each customer who walks through our doors. Even if your credit isn't perfect, we can still often times help. Give us a call or pop into the store to learn more.

Getting Started is Easy

We’re proud to provide our Customers with a fast Payday Loan process. Once approved, you can walk away with your money. It’s that easy!

When extra expenses pop up before payday, if approved, you can borrow the cash from easymoney and pay it back when you get your check. Simply, bring the documents required for a Payday Loan application to a store nearby and speak to our team of Loan Experts.

Repayment is a breeze and due dates depend on your pay schedule. This typically ranges from 14-30 days from the time you take out the loan. You can always pay the loan off early but if you need more time, you may be eligible for an extension (EPP-Extended Payment Plan) contact your store for more information at least one banking day prior to your loan due date.

Have more questions? Check out our general FAQ page for a deeper dive into all of your loan questions.

In a hurry? Don’t forget you’ll need these items!

Payday Loan Requirements

Each state’s requirements are different, but you will likely need some or all of the following:

  • An Active Bank Account
  • Government-Issued Photo-ID
  • Proof of Income
  • Most Recent Bank Statement
  • Checking Account + Bank Routing Number
  • Social Security Number/ITIN

We are more than just a Payday Loan company

Check out all of the easymoney options!

Customer Notice: There are a wide variety of financial products available in the marketplace, so your choice should match your financial needs. Small-dollar loans used over a long period of time can be expensive.

Noticia al Consumidor: Existe una amplia variedad de productos financieros disponibles en el mercado, por lo que su elección debe coincidir con sus necesidades financieras. Los préstamos de poco dinero utilizados durante un largo período de tiempo pueden ser costosos.

Loan Products: Subject to state regulations, eligibility, credit check, underwriting & approval, and meeting state database eligibility where required, based on type of lending product requested. All products are not available at all locations. Rates, terms and conditions apply. See associate for details. Lending decisions and funding times subject to system limitations. Some applications may require additional verification, which can delay the lending decision.

Non-Loan Services: Rules, restrictions, and fees apply. See store for details.

Alabama: Minimum age to apply in Alabama is 19. Title loan amount determined by condition of vehicle and borrower's income. Not all clients or vehicles qualify. Title loans are made under the Alabama Pawnshop Act, Ala. Code 5-19A-1 et seq.

Tennessee: The State of Tennessee requires a minimum principal reduction on Line of Credit Products. In order to comply with the minimum state-required principal reduction, easymoney requires that minimum payments include a principal reduction of 2% for Customers who get paid bi-weekly/twice-a-month, or 4% for Customers who get paid monthly.

Green Dot: must be 18 or older to open an account. Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account.  Mobile number verification, email address verification and mobile app are required to access all features.


1. Early direct deposit availability depends on payor type, timing, payment instructions, and bank fraud prevention measures. As such, early direct deposit availability may vary from pay period to pay period. The name and Social Security number on file with your employer or benefits provider must match your Green Dot account to prevent fraud restrictions on the account.


2. Opt-in required. Account must be in good standing and chip-enabled debit card activated to opt-in. Initial and ongoing eligible direct deposits are required for overdraft coverage. Additional criteria may apply which can affect your eligibility and your overdraft coverage. Overdrafts are paid at our discretion. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee.


3. See app for free ATM locations. 1 free in-network withdrawal per calendar month. $3.00 per withdrawal thereafter. $3.00 for out-of-network withdrawals and $1.00 for balance inquiries, plus any fee the ATM owner may charge. Limits apply.


Green Dot® cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. And by Mastercard International Inc. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.  Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits.  ©2023 Green Dot Bank. All rights reserved. Green Dot Corporation NMLS #914924; Green Dot Bank NMLS #908739

The USA PATRIOT Act is a Federal law that requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. You will be asked to provide your name, address, date of birth, and other information that will allow us to identify you. You may also be asked to provide documentation as proof of identification. Approval is contingent upon successfully passing this mandatory identification confirmation.

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